Mortgage rules and banking information
Separate lender approval, product terms and regulatory requirements. Use HKMA mortgage information to understand the rules, then obtain a written quotation and document list from the lender.
Hong Kong Monetary Authority
Prepare for your task
| Task | Information to have ready |
|---|---|
| Understanding mortgage conditions | Use, price, intended loan and borrower circumstances |
| Comparing lender quotations | Rate basis, term, fees and early-repayment conditions |
| Following up with a bank | Bank name, quotation and enquiry record |