Compare a home's cost with everyday travel
Compare housing cost, travel spending and journey time separately instead of assuming one figure offsets the others.
Start with recurring journeys
List work, school and other recurring journeys by actual days and travellers. Keep different routes separate and distinguish straight-line station distance from a door-to-door journey.
Use checked fares or your own cost inputs for spending and keep time separate instead of assigning it an assumed hourly income value. Location pages and station maps support route planning, with access and transfers checked separately.
Compare three different costs
Use matching days and traveller counts.
| Item | Record | Follow-up |
|---|---|---|
| Housing | Repayment and known ownership costs | Use the same period |
| Travel | Days, travellers and cost inputs | Check current services |
| Time | Walking, waiting and transfers | Check relevant times |
| Practical needs | Collection and alternatives | List essential requirements |
Illustration: HK$10 more per journey
At two journeys per workday, a hypothetical HK$10 extra per journey over 20 days adds HK$400 for one traveller. It excludes other trips and time value and is not a quoted route fare.
Keep assumptions consistent
- Days and traveller counts match
- Time and money are separate
- Alternatives are checked